The Truth About Derivatives

What is a derivative? The term derivative is usedthere is one way in which you can make a huge
to mean futures, options and commodities. Itprofit by investing in options. That is of course,
could also be said as financial investments bygetting a spy (from the company itself) to
which the value is generated (or derived) fromexpose to you the company's next major
performance of another security (for example;movement - be it investments, acquiring a new
stocks or bonds).technology patent or entering the next phase. As
Let's say you heard an advertisement talkinggood as it sounds, you can end up in prison if you
about the possibility of oil prices rising. Due toare caught doing this.
whatever events in the world that are happening,The stock market is a very dangerous place. The
they have caused the oil prices to rise and willsame goes to bonds and mutual funds and
continue to do so, according to the news orcommodities. As described earlier, options and
advertisement. You are interested. So you call thefutures are both related to the stock market in
number provided by the advertiser.which "fast money" is involved. If you decide to
What now? You are convinced and think the ideago into stocks, then make sure you get an
of buying oil for the current price soundshonest broker. There is simply no other way.
profitable. You buy the futures from thisRemember that for a dollar you make, someone
company with a value of $20,000.else loses a dollar.
You should know that buying futures can be saidOn a side note, futures and options are
to be similar to gambling. It has much high riskssometimes used by real world professional
when you are investing in futures. Why is this so?investors to make profits in a safe way. How do
The answer is futures work on a short-termthey do this? They use futures and options to
basis. And we all know that short-term thingshedge (or reduce their risks) their broad
carry a certain amount of risk. Price of oil caninvestment holdings.
move up and down anytime within a week. This isIn conclusion, the investment methods described
why buying futures is compared to gambling yourabove are all very risky. It is best that you don't
money at the poker table.invest into them, especially if you are new to
What about options? They are as risky as futuresderivatives.
also. It involves short-term to work. However,