Tembler. Earthquake. Aftershock Facts about EARTHQUAKE Insurance in California

Tembler. Earthquake. Aftershock Facts aboutaddition to providing rebuilding benefits for major
EARTHQUAKE Insurance in Californiastructural damage to your insured residence
Tembler. Earthquake. Aftershock Facts aboutWhere can I purchase a CEA policy? Participating
EARTHQUAKE Insurance in California Why would Iprivate insurance companies and their agents
need earthquake insurance? Under youroffer and service CEA policies. With each
Homeowners policy, damage or loss to yourhomeowners policy sold, companies who do not
home is not covered as a result of an earthquake.participate in the CEA are still required to offer
To protect your home and belongings from lossearthquake coverage. Important information You
resulting from an earthquake you may wish tomust have your Homeowners, Condominium unit
purchase Earthquake insurance from aor Tenant/Renters insurance with a participating
participating CEA company. Also, if you own aCE company to purchase earthquake insurance.
condominium or rent a home or apartment youThe earthquake coverage amount for your
must purchase a separate earthquake policy withresidence structure must be the same as you
a participating CEA company to protect yourhave on your Homeowners policy. The CEA policy
personal belongings. You are the only one who canpays for repair or replacement of the dwelling,
decide if this is right for you. Are you willing tobut not for damage to pools, spas, patios, fences
risk this investment?and detached garages. How much does CEA
The California Legislature created the Californiacoverage cost? CEA premiums will vary according
Earthquake Authority (CEA) in 1996 — ato certain factors, where you live, the age, and
privately funded, publicly managed insurer to offerconstruction type of your residential property.
basic earthquake coverage for homeowners,Your insurance company or agent can give you
tenants/renters, mobile home and condominiuman exact quote.
unit owners. A CEA policy provides specified livingFor further information on EARTHQUAKE
expenses and limited replacement dollars forcoverage contact Doug Motz at Douglas W.
earthquake-damaged personal belongings, in